LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,778
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,171
−HK$1,415/mo
Today · 4.125%
HK$47,586
baseline
▲ 0.50% · 4.625%
HK$50,481
+HK$2,895/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,172/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,815
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,151
−HK$1,355/mo
Today · 4.125%
HK$52,506
baseline
▲ 0.50% · 4.625%
HK$55,274
+HK$2,768/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$105,012/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,733
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,405
−HK$1,698/mo
Today · 4.125%
HK$57,103
baseline
▲ 0.50% · 4.625%
HK$60,577
+HK$3,474/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$114,206/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,778
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,381
−HK$1,626/mo
Today · 4.125%
HK$63,007
baseline
▲ 0.50% · 4.625%
HK$66,329
+HK$3,322/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$126,014/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,689
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,639
−HK$1,981/mo
Today · 4.125%
HK$66,620
baseline
▲ 0.50% · 4.625%
HK$70,674
+HK$4,054/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$133,240/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,741
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,611
−HK$1,898/mo
Today · 4.125%
HK$73,509
baseline
▲ 0.50% · 4.625%
HK$77,383
+HK$3,874/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$147,018/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,600
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,107
−HK$2,547/mo
Today · 4.125%
HK$85,654
baseline
▲ 0.50% · 4.625%
HK$90,866
+HK$5,212/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$171,308/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,667
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$92,071
−HK$2,440/mo
Today · 4.125%
HK$94,511
baseline
▲ 0.50% · 4.625%
HK$99,493
+HK$4,982/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$189,022/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,393 · Scale 2, in force from 26 Feb 2026)