LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,780
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,172
−HK$1,416/mo
Today · 4.125%
HK$47,588
baseline
▲ 0.50% · 4.625%
HK$50,483
+HK$2,895/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,176/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,817
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,153
−HK$1,355/mo
Today · 4.125%
HK$52,508
baseline
▲ 0.50% · 4.625%
HK$55,276
+HK$2,768/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$105,016/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,735
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,407
−HK$1,698/mo
Today · 4.125%
HK$57,105
baseline
▲ 0.50% · 4.625%
HK$60,580
+HK$3,475/mo
Deposit HK$7.86M · loan HK$11.78M · min. income ≈ HK$114,210/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,780
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,383
−HK$1,627/mo
Today · 4.125%
HK$63,010
baseline
▲ 0.50% · 4.625%
HK$66,331
+HK$3,321/mo
Deposit HK$7.86M · loan HK$11.78M · min. income ≈ HK$126,020/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,691
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,641
−HK$1,982/mo
Today · 4.125%
HK$66,623
baseline
▲ 0.50% · 4.625%
HK$70,676
+HK$4,053/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$133,246/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,743
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,614
−HK$1,897/mo
Today · 4.125%
HK$73,511
baseline
▲ 0.50% · 4.625%
HK$77,386
+HK$3,875/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$147,022/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,603
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$83,110
−HK$2,548/mo
Today · 4.125%
HK$85,658
baseline
▲ 0.50% · 4.625%
HK$90,870
+HK$5,212/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$171,316/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,670
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$92,075
−HK$2,440/mo
Today · 4.125%
HK$94,515
baseline
▲ 0.50% · 4.625%
HK$99,497
+HK$4,982/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$189,030/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,423 · Scale 2, in force from 26 Feb 2026)