LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,784
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,177
−HK$1,415/mo
Today · 4.125%
HK$47,592
baseline
▲ 0.50% · 4.625%
HK$50,488
+HK$2,896/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,184/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,821
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,158
−HK$1,355/mo
Today · 4.125%
HK$52,513
baseline
▲ 0.50% · 4.625%
HK$55,281
+HK$2,768/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$105,026/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,740
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,412
−HK$1,698/mo
Today · 4.125%
HK$57,110
baseline
▲ 0.50% · 4.625%
HK$60,585
+HK$3,475/mo
Deposit HK$7.86M · loan HK$11.78M · min. income ≈ HK$114,220/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,786
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,389
−HK$1,627/mo
Today · 4.125%
HK$63,016
baseline
▲ 0.50% · 4.625%
HK$66,337
+HK$3,321/mo
Deposit HK$7.86M · loan HK$11.78M · min. income ≈ HK$126,032/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,697
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,647
−HK$1,982/mo
Today · 4.125%
HK$66,629
baseline
▲ 0.50% · 4.625%
HK$70,683
+HK$4,054/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$133,258/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,750
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,621
−HK$1,897/mo
Today · 4.125%
HK$73,518
baseline
▲ 0.50% · 4.625%
HK$77,394
+HK$3,876/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$147,036/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,611
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$83,118
−HK$2,548/mo
Today · 4.125%
HK$85,666
baseline
▲ 0.50% · 4.625%
HK$90,878
+HK$5,212/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$171,332/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,678
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$92,084
−HK$2,440/mo
Today · 4.125%
HK$94,524
baseline
▲ 0.50% · 4.625%
HK$99,506
+HK$4,982/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$189,048/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,491 · Scale 2, in force from 26 Feb 2026)