LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,784
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,177
−HK$1,416/mo
Today · 4.125%
HK$47,593
baseline
▲ 0.50% · 4.625%
HK$50,488
+HK$2,895/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,186/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,822
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,158
−HK$1,356/mo
Today · 4.125%
HK$52,514
baseline
▲ 0.50% · 4.625%
HK$55,282
+HK$2,768/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$105,028/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,741
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,413
−HK$1,698/mo
Today · 4.125%
HK$57,111
baseline
▲ 0.50% · 4.625%
HK$60,586
+HK$3,475/mo
Deposit HK$7.86M · loan HK$11.78M · min. income ≈ HK$114,222/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,786
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,390
−HK$1,626/mo
Today · 4.125%
HK$63,016
baseline
▲ 0.50% · 4.625%
HK$66,338
+HK$3,322/mo
Deposit HK$7.86M · loan HK$11.78M · min. income ≈ HK$126,032/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,698
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,648
−HK$1,982/mo
Today · 4.125%
HK$66,630
baseline
▲ 0.50% · 4.625%
HK$70,684
+HK$4,054/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$133,260/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,751
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,621
−HK$1,898/mo
Today · 4.125%
HK$73,519
baseline
▲ 0.50% · 4.625%
HK$77,394
+HK$3,875/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$147,038/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,612
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$83,119
−HK$2,548/mo
Today · 4.125%
HK$85,667
baseline
▲ 0.50% · 4.625%
HK$90,879
+HK$5,212/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$171,334/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,680
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$92,085
−HK$2,440/mo
Today · 4.125%
HK$94,525
baseline
▲ 0.50% · 4.625%
HK$99,507
+HK$4,982/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$189,050/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,500 · Scale 2, in force from 26 Feb 2026)