LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,785
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,179
−HK$1,415/mo
Today · 4.125%
HK$47,594
baseline
▲ 0.50% · 4.625%
HK$50,490
+HK$2,896/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,188/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,823
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,160
−HK$1,355/mo
Today · 4.125%
HK$52,515
baseline
▲ 0.50% · 4.625%
HK$55,283
+HK$2,768/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$105,030/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,743
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,414
−HK$1,699/mo
Today · 4.125%
HK$57,113
baseline
▲ 0.50% · 4.625%
HK$60,588
+HK$3,475/mo
Deposit HK$7.86M · loan HK$11.78M · min. income ≈ HK$114,226/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,788
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,392
−HK$1,626/mo
Today · 4.125%
HK$63,018
baseline
▲ 0.50% · 4.625%
HK$66,340
+HK$3,322/mo
Deposit HK$7.86M · loan HK$11.78M · min. income ≈ HK$126,036/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,700
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,650
−HK$1,981/mo
Today · 4.125%
HK$66,631
baseline
▲ 0.50% · 4.625%
HK$70,686
+HK$4,055/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$133,262/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,753
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,623
−HK$1,898/mo
Today · 4.125%
HK$73,521
baseline
▲ 0.50% · 4.625%
HK$77,397
+HK$3,876/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$147,042/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,614
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$83,121
−HK$2,548/mo
Today · 4.125%
HK$85,669
baseline
▲ 0.50% · 4.625%
HK$90,882
+HK$5,213/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$171,338/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,682
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$92,087
−HK$2,440/mo
Today · 4.125%
HK$94,527
baseline
▲ 0.50% · 4.625%
HK$99,510
+HK$4,983/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$189,054/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,521 · Scale 2, in force from 26 Feb 2026)