LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,786
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,180
−HK$1,415/mo
Today · 4.125%
HK$47,595
baseline
▲ 0.50% · 4.625%
HK$50,491
+HK$2,896/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,190/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,824
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,161
−HK$1,355/mo
Today · 4.125%
HK$52,516
baseline
▲ 0.50% · 4.625%
HK$55,285
+HK$2,769/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$105,032/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,744
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,415
−HK$1,699/mo
Today · 4.125%
HK$57,114
baseline
▲ 0.50% · 4.625%
HK$60,589
+HK$3,475/mo
Deposit HK$7.86M · loan HK$11.78M · min. income ≈ HK$114,228/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,789
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,393
−HK$1,627/mo
Today · 4.125%
HK$63,020
baseline
▲ 0.50% · 4.625%
HK$66,341
+HK$3,321/mo
Deposit HK$7.86M · loan HK$11.78M · min. income ≈ HK$126,040/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,701
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,651
−HK$1,982/mo
Today · 4.125%
HK$66,633
baseline
▲ 0.50% · 4.625%
HK$70,687
+HK$4,054/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$133,266/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,754
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,625
−HK$1,898/mo
Today · 4.125%
HK$73,523
baseline
▲ 0.50% · 4.625%
HK$77,398
+HK$3,875/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$147,046/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,616
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$83,123
−HK$2,548/mo
Today · 4.125%
HK$85,671
baseline
▲ 0.50% · 4.625%
HK$90,884
+HK$5,213/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$171,342/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,684
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$92,089
−HK$2,440/mo
Today · 4.125%
HK$94,529
baseline
▲ 0.50% · 4.625%
HK$99,512
+HK$4,983/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$189,058/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,537 · Scale 2, in force from 26 Feb 2026)