LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,788
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,181
−HK$1,415/mo
Today · 4.125%
HK$47,596
baseline
▲ 0.50% · 4.625%
HK$50,492
+HK$2,896/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,192/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,826
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,162
−HK$1,356/mo
Today · 4.125%
HK$52,518
baseline
▲ 0.50% · 4.625%
HK$55,286
+HK$2,768/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$105,036/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,745
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,417
−HK$1,699/mo
Today · 4.125%
HK$57,116
baseline
▲ 0.50% · 4.625%
HK$60,591
+HK$3,475/mo
Deposit HK$7.86M · loan HK$11.78M · min. income ≈ HK$114,232/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,791
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,395
−HK$1,626/mo
Today · 4.125%
HK$63,021
baseline
▲ 0.50% · 4.625%
HK$66,343
+HK$3,322/mo
Deposit HK$7.86M · loan HK$11.78M · min. income ≈ HK$126,042/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,703
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,653
−HK$1,982/mo
Today · 4.125%
HK$66,635
baseline
▲ 0.50% · 4.625%
HK$70,689
+HK$4,054/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$133,270/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,756
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,627
−HK$1,898/mo
Today · 4.125%
HK$73,525
baseline
▲ 0.50% · 4.625%
HK$77,401
+HK$3,876/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$147,050/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,618
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$83,126
−HK$2,547/mo
Today · 4.125%
HK$85,673
baseline
▲ 0.50% · 4.625%
HK$90,886
+HK$5,213/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$171,346/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,687
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$92,092
−HK$2,440/mo
Today · 4.125%
HK$94,532
baseline
▲ 0.50% · 4.625%
HK$99,515
+HK$4,983/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$189,064/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,557 · Scale 2, in force from 26 Feb 2026)