LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,789
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,182
−HK$1,416/mo
Today · 4.125%
HK$47,598
baseline
▲ 0.50% · 4.625%
HK$50,494
+HK$2,896/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,196/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,827
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,163
−HK$1,356/mo
Today · 4.125%
HK$52,519
baseline
▲ 0.50% · 4.625%
HK$55,288
+HK$2,769/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$105,038/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,747
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,418
−HK$1,699/mo
Today · 4.125%
HK$57,117
baseline
▲ 0.50% · 4.625%
HK$60,592
+HK$3,475/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,234/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,793
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,396
−HK$1,627/mo
Today · 4.125%
HK$63,023
baseline
▲ 0.50% · 4.625%
HK$66,345
+HK$3,322/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,046/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,704
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,655
−HK$1,982/mo
Today · 4.125%
HK$66,637
baseline
▲ 0.50% · 4.625%
HK$70,691
+HK$4,054/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$133,274/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,758
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,629
−HK$1,898/mo
Today · 4.125%
HK$73,527
baseline
▲ 0.50% · 4.625%
HK$77,403
+HK$3,876/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$147,054/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,620
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$83,128
−HK$2,548/mo
Today · 4.125%
HK$85,676
baseline
▲ 0.50% · 4.625%
HK$90,889
+HK$5,213/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$171,352/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,689
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$92,094
−HK$2,440/mo
Today · 4.125%
HK$94,534
baseline
▲ 0.50% · 4.625%
HK$99,518
+HK$4,984/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$189,068/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,576 · Scale 2, in force from 26 Feb 2026)