LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,791
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,184
−HK$1,416/mo
Today · 4.125%
HK$47,600
baseline
▲ 0.50% · 4.625%
HK$50,496
+HK$2,896/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,200/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,829
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,166
−HK$1,356/mo
Today · 4.125%
HK$52,522
baseline
▲ 0.50% · 4.625%
HK$55,290
+HK$2,768/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$105,044/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,749
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,421
−HK$1,699/mo
Today · 4.125%
HK$57,120
baseline
▲ 0.50% · 4.625%
HK$60,595
+HK$3,475/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,240/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,795
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,399
−HK$1,627/mo
Today · 4.125%
HK$63,026
baseline
▲ 0.50% · 4.625%
HK$66,348
+HK$3,322/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,052/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,707
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,658
−HK$1,982/mo
Today · 4.125%
HK$66,640
baseline
▲ 0.50% · 4.625%
HK$70,694
+HK$4,054/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$133,280/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,761
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,632
−HK$1,898/mo
Today · 4.125%
HK$73,530
baseline
▲ 0.50% · 4.625%
HK$77,406
+HK$3,876/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$147,060/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,624
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$83,131
−HK$2,548/mo
Today · 4.125%
HK$85,679
baseline
▲ 0.50% · 4.625%
HK$90,893
+HK$5,214/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$171,358/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,693
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$92,098
−HK$2,441/mo
Today · 4.125%
HK$94,539
baseline
▲ 0.50% · 4.625%
HK$99,522
+HK$4,983/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$189,078/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,610 · Scale 2, in force from 26 Feb 2026)