LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,792
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,185
−HK$1,416/mo
Today · 4.125%
HK$47,601
baseline
▲ 0.50% · 4.625%
HK$50,497
+HK$2,896/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,202/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,830
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,167
−HK$1,356/mo
Today · 4.125%
HK$52,523
baseline
▲ 0.50% · 4.625%
HK$55,291
+HK$2,768/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$105,046/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,750
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,422
−HK$1,699/mo
Today · 4.125%
HK$57,121
baseline
▲ 0.50% · 4.625%
HK$60,596
+HK$3,475/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,242/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,797
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,400
−HK$1,627/mo
Today · 4.125%
HK$63,027
baseline
▲ 0.50% · 4.625%
HK$66,349
+HK$3,322/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,054/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,709
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,659
−HK$1,982/mo
Today · 4.125%
HK$66,641
baseline
▲ 0.50% · 4.625%
HK$70,696
+HK$4,055/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$133,282/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,763
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,634
−HK$1,898/mo
Today · 4.125%
HK$73,532
baseline
▲ 0.50% · 4.625%
HK$77,408
+HK$3,876/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$147,064/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,625
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$83,133
−HK$2,548/mo
Today · 4.125%
HK$85,681
baseline
▲ 0.50% · 4.625%
HK$90,895
+HK$5,214/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$171,362/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,695
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$92,100
−HK$2,441/mo
Today · 4.125%
HK$94,541
baseline
▲ 0.50% · 4.625%
HK$99,524
+HK$4,983/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$189,082/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,625 · Scale 2, in force from 26 Feb 2026)