LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,792
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,186
−HK$1,415/mo
Today · 4.125%
HK$47,601
baseline
▲ 0.50% · 4.625%
HK$50,498
+HK$2,897/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,202/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,831
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,168
−HK$1,355/mo
Today · 4.125%
HK$52,523
baseline
▲ 0.50% · 4.625%
HK$55,292
+HK$2,769/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$105,046/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,751
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,423
−HK$1,699/mo
Today · 4.125%
HK$57,122
baseline
▲ 0.50% · 4.625%
HK$60,597
+HK$3,475/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,244/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,797
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,401
−HK$1,627/mo
Today · 4.125%
HK$63,028
baseline
▲ 0.50% · 4.625%
HK$66,350
+HK$3,322/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,056/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,709
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,660
−HK$1,982/mo
Today · 4.125%
HK$66,642
baseline
▲ 0.50% · 4.625%
HK$70,697
+HK$4,055/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$133,284/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,764
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,635
−HK$1,898/mo
Today · 4.125%
HK$73,533
baseline
▲ 0.50% · 4.625%
HK$77,409
+HK$3,876/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$147,066/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,626
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$83,134
−HK$2,548/mo
Today · 4.125%
HK$85,682
baseline
▲ 0.50% · 4.625%
HK$90,896
+HK$5,214/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$171,364/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,696
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$92,102
−HK$2,440/mo
Today · 4.125%
HK$94,542
baseline
▲ 0.50% · 4.625%
HK$99,525
+HK$4,983/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$189,084/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,635 · Scale 2, in force from 26 Feb 2026)