LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,793
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,187
−HK$1,415/mo
Today · 4.125%
HK$47,602
baseline
▲ 0.50% · 4.625%
HK$50,499
+HK$2,897/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,204/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,832
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,169
−HK$1,355/mo
Today · 4.125%
HK$52,524
baseline
▲ 0.50% · 4.625%
HK$55,293
+HK$2,769/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$105,048/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,752
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,424
−HK$1,699/mo
Today · 4.125%
HK$57,123
baseline
▲ 0.50% · 4.625%
HK$60,599
+HK$3,476/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,246/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,799
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,402
−HK$1,627/mo
Today · 4.125%
HK$63,029
baseline
▲ 0.50% · 4.625%
HK$66,352
+HK$3,323/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,058/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,711
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,661
−HK$1,982/mo
Today · 4.125%
HK$66,643
baseline
▲ 0.50% · 4.625%
HK$70,698
+HK$4,055/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$133,286/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,765
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,636
−HK$1,898/mo
Today · 4.125%
HK$73,534
baseline
▲ 0.50% · 4.625%
HK$77,410
+HK$3,876/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$147,068/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,628
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$83,136
−HK$2,548/mo
Today · 4.125%
HK$85,684
baseline
▲ 0.50% · 4.625%
HK$90,898
+HK$5,214/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$171,368/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,698
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$92,104
−HK$2,440/mo
Today · 4.125%
HK$94,544
baseline
▲ 0.50% · 4.625%
HK$99,528
+HK$4,984/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$189,088/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,651 · Scale 2, in force from 26 Feb 2026)