LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,794
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,187
−HK$1,416/mo
Today · 4.125%
HK$47,603
baseline
▲ 0.50% · 4.625%
HK$50,500
+HK$2,897/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,206/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,833
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,169
−HK$1,356/mo
Today · 4.125%
HK$52,525
baseline
▲ 0.50% · 4.625%
HK$55,294
+HK$2,769/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$105,050/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,753
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,425
−HK$1,699/mo
Today · 4.125%
HK$57,124
baseline
▲ 0.50% · 4.625%
HK$60,599
+HK$3,475/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,248/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,799
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,403
−HK$1,627/mo
Today · 4.125%
HK$63,030
baseline
▲ 0.50% · 4.625%
HK$66,353
+HK$3,323/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,060/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,712
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,662
−HK$1,982/mo
Today · 4.125%
HK$66,644
baseline
▲ 0.50% · 4.625%
HK$70,699
+HK$4,055/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$133,288/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,766
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,637
−HK$1,898/mo
Today · 4.125%
HK$73,535
baseline
▲ 0.50% · 4.625%
HK$77,411
+HK$3,876/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$147,070/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,629
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$83,137
−HK$2,548/mo
Today · 4.125%
HK$85,685
baseline
▲ 0.50% · 4.625%
HK$90,899
+HK$5,214/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$171,370/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,699
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$92,105
−HK$2,440/mo
Today · 4.125%
HK$94,545
baseline
▲ 0.50% · 4.625%
HK$99,529
+HK$4,984/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$189,090/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,661 · Scale 2, in force from 26 Feb 2026)