LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,798
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,191
−HK$1,416/mo
Today · 4.125%
HK$47,607
baseline
▲ 0.50% · 4.625%
HK$50,504
+HK$2,897/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,214/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,837
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,174
−HK$1,356/mo
Today · 4.125%
HK$52,530
baseline
▲ 0.50% · 4.625%
HK$55,299
+HK$2,769/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$105,060/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,758
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,430
−HK$1,699/mo
Today · 4.125%
HK$57,129
baseline
▲ 0.50% · 4.625%
HK$60,605
+HK$3,476/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,258/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$736,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,805
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,409
−HK$1,627/mo
Today · 4.125%
HK$63,036
baseline
▲ 0.50% · 4.625%
HK$66,358
+HK$3,322/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,072/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$736,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,717
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,668
−HK$1,982/mo
Today · 4.125%
HK$66,650
baseline
▲ 0.50% · 4.625%
HK$70,706
+HK$4,056/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$133,300/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,772
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,643
−HK$1,899/mo
Today · 4.125%
HK$73,542
baseline
▲ 0.50% · 4.625%
HK$77,418
+HK$3,876/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$147,084/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,636
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$83,145
−HK$2,548/mo
Today · 4.125%
HK$85,693
baseline
▲ 0.50% · 4.625%
HK$90,907
+HK$5,214/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$171,386/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,707
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$92,113
−HK$2,441/mo
Today · 4.125%
HK$94,554
baseline
▲ 0.50% · 4.625%
HK$99,538
+HK$4,984/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$189,108/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,726 · Scale 2, in force from 26 Feb 2026)