LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,805
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,198
−HK$1,416/mo
Today · 4.125%
HK$47,614
baseline
▲ 0.50% · 4.625%
HK$50,512
+HK$2,898/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,228/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,845
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,182
−HK$1,356/mo
Today · 4.125%
HK$52,538
baseline
▲ 0.50% · 4.625%
HK$55,307
+HK$2,769/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$105,076/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,766
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,438
−HK$1,699/mo
Today · 4.125%
HK$57,137
baseline
▲ 0.50% · 4.625%
HK$60,614
+HK$3,477/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,274/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$736,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,814
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,418
−HK$1,627/mo
Today · 4.125%
HK$63,045
baseline
▲ 0.50% · 4.625%
HK$66,369
+HK$3,324/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,090/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$736,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,727
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,678
−HK$1,982/mo
Today · 4.125%
HK$66,660
baseline
▲ 0.50% · 4.625%
HK$70,716
+HK$4,056/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$133,320/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,783
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,654
−HK$1,899/mo
Today · 4.125%
HK$73,553
baseline
▲ 0.50% · 4.625%
HK$77,430
+HK$3,877/mo
Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$147,106/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,649
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$83,157
−HK$2,549/mo
Today · 4.125%
HK$85,706
baseline
▲ 0.50% · 4.625%
HK$90,921
+HK$5,215/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$171,412/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,721
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$92,127
−HK$2,441/mo
Today · 4.125%
HK$94,568
baseline
▲ 0.50% · 4.625%
HK$99,553
+HK$4,985/mo
Deposit HK$1.96M · loan HK$17.68M · min. income ≈ HK$189,136/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,838 · Scale 2, in force from 26 Feb 2026)