LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,807
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,201
−HK$1,416/mo
Today · 4.125%
HK$47,617
baseline
▲ 0.50% · 4.625%
HK$50,514
+HK$2,897/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,234/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,848
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,184
−HK$1,357/mo
Today · 4.125%
HK$52,541
baseline
▲ 0.50% · 4.625%
HK$55,310
+HK$2,769/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,082/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,769
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,441
−HK$1,699/mo
Today · 4.125%
HK$57,140
baseline
▲ 0.50% · 4.625%
HK$60,617
+HK$3,477/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,280/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$736,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,817
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,421
−HK$1,628/mo
Today · 4.125%
HK$63,049
baseline
▲ 0.50% · 4.625%
HK$66,372
+HK$3,323/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,098/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$736,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,730
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,681
−HK$1,983/mo
Today · 4.125%
HK$66,664
baseline
▲ 0.50% · 4.625%
HK$70,720
+HK$4,056/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,328/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,787
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,658
−HK$1,899/mo
Today · 4.125%
HK$73,557
baseline
▲ 0.50% · 4.625%
HK$77,434
+HK$3,877/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,114/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,653
−HK$5,058/mo
▼ 0.25% · 3.875%
HK$83,162
−HK$2,549/mo
Today · 4.125%
HK$85,711
baseline
▲ 0.50% · 4.625%
HK$90,926
+HK$5,215/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$171,422/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,726
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$92,132
−HK$2,441/mo
Today · 4.125%
HK$94,573
baseline
▲ 0.50% · 4.625%
HK$99,558
+HK$4,985/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$189,146/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,878 · Scale 2, in force from 26 Feb 2026)