LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,812
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,206
−HK$1,416/mo
Today · 4.125%
HK$47,622
baseline
▲ 0.50% · 4.625%
HK$50,520
+HK$2,898/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,244/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,853
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,190
−HK$1,356/mo
Today · 4.125%
HK$52,546
baseline
▲ 0.50% · 4.625%
HK$55,316
+HK$2,770/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,092/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,775
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,447
−HK$1,700/mo
Today · 4.125%
HK$57,147
baseline
▲ 0.50% · 4.625%
HK$60,624
+HK$3,477/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,294/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$736,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,824
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,428
−HK$1,628/mo
Today · 4.125%
HK$63,056
baseline
▲ 0.50% · 4.625%
HK$66,379
+HK$3,323/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,112/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$736,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,737
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,688
−HK$1,983/mo
Today · 4.125%
HK$66,671
baseline
▲ 0.50% · 4.625%
HK$70,728
+HK$4,057/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,342/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,794
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,666
−HK$1,899/mo
Today · 4.125%
HK$73,565
baseline
▲ 0.50% · 4.625%
HK$77,443
+HK$3,878/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,130/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,662
−HK$5,058/mo
▼ 0.25% · 3.875%
HK$83,171
−HK$2,549/mo
Today · 4.125%
HK$85,720
baseline
▲ 0.50% · 4.625%
HK$90,936
+HK$5,216/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$171,440/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,735
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$92,142
−HK$2,442/mo
Today · 4.125%
HK$94,584
baseline
▲ 0.50% · 4.625%
HK$99,569
+HK$4,985/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$189,168/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,959 · Scale 2, in force from 26 Feb 2026)