LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,813
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,207
−HK$1,416/mo
Today · 4.125%
HK$47,623
baseline
▲ 0.50% · 4.625%
HK$50,521
+HK$2,898/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,246/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,854
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,191
−HK$1,356/mo
Today · 4.125%
HK$52,547
baseline
▲ 0.50% · 4.625%
HK$55,317
+HK$2,770/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,094/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,775
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,448
−HK$1,700/mo
Today · 4.125%
HK$57,148
baseline
▲ 0.50% · 4.625%
HK$60,625
+HK$3,477/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,296/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$736,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,825
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,429
−HK$1,628/mo
Today · 4.125%
HK$63,057
baseline
▲ 0.50% · 4.625%
HK$66,381
+HK$3,324/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,114/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$736,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,738
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,690
−HK$1,982/mo
Today · 4.125%
HK$66,672
baseline
▲ 0.50% · 4.625%
HK$70,729
+HK$4,057/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,344/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,795
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,667
−HK$1,899/mo
Today · 4.125%
HK$73,566
baseline
▲ 0.50% · 4.625%
HK$77,444
+HK$3,878/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,132/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,663
−HK$5,058/mo
▼ 0.25% · 3.875%
HK$83,172
−HK$2,549/mo
Today · 4.125%
HK$85,721
baseline
▲ 0.50% · 4.625%
HK$90,937
+HK$5,216/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$171,442/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,737
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$92,144
−HK$2,441/mo
Today · 4.125%
HK$94,585
baseline
▲ 0.50% · 4.625%
HK$99,571
+HK$4,986/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$189,170/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,971 · Scale 2, in force from 26 Feb 2026)