LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,813
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,207
−HK$1,417/mo
Today · 4.125%
HK$47,624
baseline
▲ 0.50% · 4.625%
HK$50,521
+HK$2,897/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,248/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,855
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,192
−HK$1,356/mo
Today · 4.125%
HK$52,548
baseline
▲ 0.50% · 4.625%
HK$55,318
+HK$2,770/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,096/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,776
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,449
−HK$1,699/mo
Today · 4.125%
HK$57,148
baseline
▲ 0.50% · 4.625%
HK$60,626
+HK$3,478/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,296/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$736,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,825
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,430
−HK$1,628/mo
Today · 4.125%
HK$63,058
baseline
▲ 0.50% · 4.625%
HK$66,381
+HK$3,323/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,116/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$736,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,739
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,690
−HK$1,983/mo
Today · 4.125%
HK$66,673
baseline
▲ 0.50% · 4.625%
HK$70,730
+HK$4,057/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,346/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,796
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,668
−HK$1,899/mo
Today · 4.125%
HK$73,567
baseline
▲ 0.50% · 4.625%
HK$77,445
+HK$3,878/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,134/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,664
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$83,173
−HK$2,550/mo
Today · 4.125%
HK$85,723
baseline
▲ 0.50% · 4.625%
HK$90,939
+HK$5,216/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$171,446/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,738
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$92,145
−HK$2,441/mo
Today · 4.125%
HK$94,586
baseline
▲ 0.50% · 4.625%
HK$99,572
+HK$4,986/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$189,172/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,981 · Scale 2, in force from 26 Feb 2026)