LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,814
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,208
−HK$1,416/mo
Today · 4.125%
HK$47,624
baseline
▲ 0.50% · 4.625%
HK$50,522
+HK$2,898/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,248/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,855
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,192
−HK$1,356/mo
Today · 4.125%
HK$52,548
baseline
▲ 0.50% · 4.625%
HK$55,318
+HK$2,770/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,096/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$736,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,776
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,449
−HK$1,700/mo
Today · 4.125%
HK$57,149
baseline
▲ 0.50% · 4.625%
HK$60,626
+HK$3,477/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,298/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$736,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,826
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,430
−HK$1,628/mo
Today · 4.125%
HK$63,058
baseline
▲ 0.50% · 4.625%
HK$66,382
+HK$3,324/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,116/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$736,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,739
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,691
−HK$1,982/mo
Today · 4.125%
HK$66,673
baseline
▲ 0.50% · 4.625%
HK$70,730
+HK$4,057/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,346/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,797
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,668
−HK$1,899/mo
Today · 4.125%
HK$73,567
baseline
▲ 0.50% · 4.625%
HK$77,445
+HK$3,878/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,134/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,664
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$83,174
−HK$2,549/mo
Today · 4.125%
HK$85,723
baseline
▲ 0.50% · 4.625%
HK$90,939
+HK$5,216/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$171,446/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,738
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$92,145
−HK$2,442/mo
Today · 4.125%
HK$94,587
baseline
▲ 0.50% · 4.625%
HK$99,573
+HK$4,986/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$189,174/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,983 · Scale 2, in force from 26 Feb 2026)