LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,815
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,209
−HK$1,416/mo
Today · 4.125%
HK$47,625
baseline
▲ 0.50% · 4.625%
HK$50,523
+HK$2,898/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,250/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$737,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,856
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,193
−HK$1,357/mo
Today · 4.125%
HK$52,550
baseline
▲ 0.50% · 4.625%
HK$55,320
+HK$2,770/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,100/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$737,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,778
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,451
−HK$1,699/mo
Today · 4.125%
HK$57,150
baseline
▲ 0.50% · 4.625%
HK$60,628
+HK$3,478/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,300/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,828
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,432
−HK$1,628/mo
Today · 4.125%
HK$63,060
baseline
▲ 0.50% · 4.625%
HK$66,384
+HK$3,324/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,120/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,741
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,693
−HK$1,982/mo
Today · 4.125%
HK$66,675
baseline
▲ 0.50% · 4.625%
HK$70,732
+HK$4,057/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,350/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$737,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,799
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,671
−HK$1,899/mo
Today · 4.125%
HK$73,570
baseline
▲ 0.50% · 4.625%
HK$77,448
+HK$3,878/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,140/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$737,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,667
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$83,176
−HK$2,550/mo
Today · 4.125%
HK$85,726
baseline
▲ 0.50% · 4.625%
HK$90,942
+HK$5,216/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$171,452/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,741
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$92,148
−HK$2,442/mo
Today · 4.125%
HK$94,590
baseline
▲ 0.50% · 4.625%
HK$99,576
+HK$4,986/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$189,180/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,007 · Scale 2, in force from 26 Feb 2026)