LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,818
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,212
−HK$1,416/mo
Today · 4.125%
HK$47,628
baseline
▲ 0.50% · 4.625%
HK$50,527
+HK$2,899/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,256/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$737,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,860
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,197
−HK$1,356/mo
Today · 4.125%
HK$52,553
baseline
▲ 0.50% · 4.625%
HK$55,323
+HK$2,770/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,106/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$737,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,782
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,454
−HK$1,700/mo
Today · 4.125%
HK$57,154
baseline
▲ 0.50% · 4.625%
HK$60,632
+HK$3,478/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,308/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,831
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,436
−HK$1,628/mo
Today · 4.125%
HK$63,064
baseline
▲ 0.50% · 4.625%
HK$66,388
+HK$3,324/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,128/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,745
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,697
−HK$1,983/mo
Today · 4.125%
HK$66,680
baseline
▲ 0.50% · 4.625%
HK$70,737
+HK$4,057/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,360/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$737,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,803
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,675
−HK$1,900/mo
Today · 4.125%
HK$73,575
baseline
▲ 0.50% · 4.625%
HK$77,453
+HK$3,878/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,150/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$737,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,672
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$83,182
−HK$2,549/mo
Today · 4.125%
HK$85,731
baseline
▲ 0.50% · 4.625%
HK$90,948
+HK$5,217/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$171,462/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,747
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$92,154
−HK$2,442/mo
Today · 4.125%
HK$94,596
baseline
▲ 0.50% · 4.625%
HK$99,582
+HK$4,986/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$189,192/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,055 · Scale 2, in force from 26 Feb 2026)