LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,819
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,213
−HK$1,417/mo
Today · 4.125%
HK$47,630
baseline
▲ 0.50% · 4.625%
HK$50,528
+HK$2,898/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,260/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$737,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,861
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,198
−HK$1,356/mo
Today · 4.125%
HK$52,554
baseline
▲ 0.50% · 4.625%
HK$55,325
+HK$2,771/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,108/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$737,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,783
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,456
−HK$1,699/mo
Today · 4.125%
HK$57,155
baseline
▲ 0.50% · 4.625%
HK$60,633
+HK$3,478/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,310/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,833
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,437
−HK$1,628/mo
Today · 4.125%
HK$63,065
baseline
▲ 0.50% · 4.625%
HK$66,390
+HK$3,325/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,130/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,747
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,698
−HK$1,983/mo
Today · 4.125%
HK$66,681
baseline
▲ 0.50% · 4.625%
HK$70,739
+HK$4,058/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,362/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$737,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,805
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,677
−HK$1,899/mo
Today · 4.125%
HK$73,576
baseline
▲ 0.50% · 4.625%
HK$77,455
+HK$3,879/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,152/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$737,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,674
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$83,184
−HK$2,549/mo
Today · 4.125%
HK$85,733
baseline
▲ 0.50% · 4.625%
HK$90,950
+HK$5,217/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$171,466/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,749
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$92,156
−HK$2,442/mo
Today · 4.125%
HK$94,598
baseline
▲ 0.50% · 4.625%
HK$99,584
+HK$4,986/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$189,196/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,072 · Scale 2, in force from 26 Feb 2026)