LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,819
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,213
−HK$1,417/mo
Today · 4.125%
HK$47,630
baseline
▲ 0.50% · 4.625%
HK$50,528
+HK$2,898/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,260/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$737,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,861
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,198
−HK$1,357/mo
Today · 4.125%
HK$52,555
baseline
▲ 0.50% · 4.625%
HK$55,325
+HK$2,770/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,110/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$737,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,783
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,456
−HK$1,700/mo
Today · 4.125%
HK$57,156
baseline
▲ 0.50% · 4.625%
HK$60,633
+HK$3,477/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,312/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,833
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,438
−HK$1,628/mo
Today · 4.125%
HK$63,066
baseline
▲ 0.50% · 4.625%
HK$66,390
+HK$3,324/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,132/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,747
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,699
−HK$1,983/mo
Today · 4.125%
HK$66,682
baseline
▲ 0.50% · 4.625%
HK$70,739
+HK$4,057/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,364/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$737,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,805
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,677
−HK$1,899/mo
Today · 4.125%
HK$73,576
baseline
▲ 0.50% · 4.625%
HK$77,455
+HK$3,879/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,152/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$737,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,674
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$83,184
−HK$2,549/mo
Today · 4.125%
HK$85,733
baseline
▲ 0.50% · 4.625%
HK$90,950
+HK$5,217/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$171,466/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,749
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$92,156
−HK$2,442/mo
Today · 4.125%
HK$94,598
baseline
▲ 0.50% · 4.625%
HK$99,585
+HK$4,987/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$189,196/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,074 · Scale 2, in force from 26 Feb 2026)