LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,823
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,217
−HK$1,417/mo
Today · 4.125%
HK$47,634
baseline
▲ 0.50% · 4.625%
HK$50,532
+HK$2,898/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,268/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,865
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,203
−HK$1,356/mo
Today · 4.125%
HK$52,559
baseline
▲ 0.50% · 4.625%
HK$55,330
+HK$2,771/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,118/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,788
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,461
−HK$1,700/mo
Today · 4.125%
HK$57,161
baseline
▲ 0.50% · 4.625%
HK$60,639
+HK$3,478/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,322/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,838
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,443
−HK$1,628/mo
Today · 4.125%
HK$63,071
baseline
▲ 0.50% · 4.625%
HK$66,396
+HK$3,325/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,142/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,752
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,704
−HK$1,983/mo
Today · 4.125%
HK$66,687
baseline
▲ 0.50% · 4.625%
HK$70,745
+HK$4,058/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,374/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$737,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,811
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,684
−HK$1,899/mo
Today · 4.125%
HK$73,583
baseline
▲ 0.50% · 4.625%
HK$77,462
+HK$3,879/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,166/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$737,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,682
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$83,191
−HK$2,550/mo
Today · 4.125%
HK$85,741
baseline
▲ 0.50% · 4.625%
HK$90,958
+HK$5,217/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$171,482/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,757
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$92,165
−HK$2,442/mo
Today · 4.125%
HK$94,607
baseline
▲ 0.50% · 4.625%
HK$99,594
+HK$4,987/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$189,214/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,139 · Scale 2, in force from 26 Feb 2026)