LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,824
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,218
−HK$1,417/mo
Today · 4.125%
HK$47,635
baseline
▲ 0.50% · 4.625%
HK$50,534
+HK$2,899/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,270/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,866
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,204
−HK$1,357/mo
Today · 4.125%
HK$52,561
baseline
▲ 0.50% · 4.625%
HK$55,331
+HK$2,770/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,122/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,789
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,462
−HK$1,700/mo
Today · 4.125%
HK$57,162
baseline
▲ 0.50% · 4.625%
HK$60,640
+HK$3,478/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,324/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,840
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,445
−HK$1,628/mo
Today · 4.125%
HK$63,073
baseline
▲ 0.50% · 4.625%
HK$66,397
+HK$3,324/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,146/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,754
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,706
−HK$1,983/mo
Today · 4.125%
HK$66,689
baseline
▲ 0.50% · 4.625%
HK$70,747
+HK$4,058/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,378/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$737,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,813
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,685
−HK$1,900/mo
Today · 4.125%
HK$73,585
baseline
▲ 0.50% · 4.625%
HK$77,464
+HK$3,879/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,170/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$737,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,684
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$83,193
−HK$2,550/mo
Today · 4.125%
HK$85,743
baseline
▲ 0.50% · 4.625%
HK$90,960
+HK$5,217/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$171,486/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,760
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$92,167
−HK$2,442/mo
Today · 4.125%
HK$94,609
baseline
▲ 0.50% · 4.625%
HK$99,596
+HK$4,987/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$189,218/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,158 · Scale 2, in force from 26 Feb 2026)