LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,825
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,219
−HK$1,417/mo
Today · 4.125%
HK$47,636
baseline
▲ 0.50% · 4.625%
HK$50,534
+HK$2,898/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,272/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,867
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,204
−HK$1,357/mo
Today · 4.125%
HK$52,561
baseline
▲ 0.50% · 4.625%
HK$55,332
+HK$2,771/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,122/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,790
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,463
−HK$1,700/mo
Today · 4.125%
HK$57,163
baseline
▲ 0.50% · 4.625%
HK$60,641
+HK$3,478/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$114,326/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,840
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,445
−HK$1,628/mo
Today · 4.125%
HK$63,073
baseline
▲ 0.50% · 4.625%
HK$66,398
+HK$3,325/mo
Deposit HK$7.86M · loan HK$11.79M · min. income ≈ HK$126,146/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,755
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,707
−HK$1,983/mo
Today · 4.125%
HK$66,690
baseline
▲ 0.50% · 4.625%
HK$70,748
+HK$4,058/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,380/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$737,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,814
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,686
−HK$1,900/mo
Today · 4.125%
HK$73,586
baseline
▲ 0.50% · 4.625%
HK$77,464
+HK$3,878/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,172/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$737,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,684
−HK$5,060/mo
▼ 0.25% · 3.875%
HK$83,194
−HK$2,550/mo
Today · 4.125%
HK$85,744
baseline
▲ 0.50% · 4.625%
HK$90,961
+HK$5,217/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$171,488/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,761
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$92,168
−HK$2,442/mo
Today · 4.125%
HK$94,610
baseline
▲ 0.50% · 4.625%
HK$99,597
+HK$4,987/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$189,220/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,166 · Scale 2, in force from 26 Feb 2026)