LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,827
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,221
−HK$1,417/mo
Today · 4.125%
HK$47,638
baseline
▲ 0.50% · 4.625%
HK$50,537
+HK$2,899/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,276/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,869
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,207
−HK$1,357/mo
Today · 4.125%
HK$52,564
baseline
▲ 0.50% · 4.625%
HK$55,334
+HK$2,770/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,128/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,792
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,465
−HK$1,700/mo
Today · 4.125%
HK$57,165
baseline
▲ 0.50% · 4.625%
HK$60,644
+HK$3,479/mo
Deposit HK$7.86M · loan HK$11.80M · min. income ≈ HK$114,330/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,843
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,448
−HK$1,628/mo
Today · 4.125%
HK$63,076
baseline
▲ 0.50% · 4.625%
HK$66,401
+HK$3,325/mo
Deposit HK$7.86M · loan HK$11.80M · min. income ≈ HK$126,152/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,758
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,710
−HK$1,983/mo
Today · 4.125%
HK$66,693
baseline
▲ 0.50% · 4.625%
HK$70,751
+HK$4,058/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,386/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$737,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,817
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,690
−HK$1,899/mo
Today · 4.125%
HK$73,589
baseline
▲ 0.50% · 4.625%
HK$77,468
+HK$3,879/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,178/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$737,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,688
−HK$5,060/mo
▼ 0.25% · 3.875%
HK$83,198
−HK$2,550/mo
Today · 4.125%
HK$85,748
baseline
▲ 0.50% · 4.625%
HK$90,966
+HK$5,218/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$171,496/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,765
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$92,172
−HK$2,443/mo
Today · 4.125%
HK$94,615
baseline
▲ 0.50% · 4.625%
HK$99,602
+HK$4,987/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$189,230/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,202 · Scale 2, in force from 26 Feb 2026)