LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,828
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,223
−HK$1,417/mo
Today · 4.125%
HK$47,640
baseline
▲ 0.50% · 4.625%
HK$50,538
+HK$2,898/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,280/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,871
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,209
−HK$1,357/mo
Today · 4.125%
HK$52,566
baseline
▲ 0.50% · 4.625%
HK$55,336
+HK$2,770/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,132/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,794
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,467
−HK$1,700/mo
Today · 4.125%
HK$57,167
baseline
▲ 0.50% · 4.625%
HK$60,646
+HK$3,479/mo
Deposit HK$7.86M · loan HK$11.80M · min. income ≈ HK$114,334/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,845
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,450
−HK$1,629/mo
Today · 4.125%
HK$63,079
baseline
▲ 0.50% · 4.625%
HK$66,404
+HK$3,325/mo
Deposit HK$7.86M · loan HK$11.80M · min. income ≈ HK$126,158/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,760
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,712
−HK$1,983/mo
Today · 4.125%
HK$66,695
baseline
▲ 0.50% · 4.625%
HK$70,754
+HK$4,059/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,390/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,820
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,692
−HK$1,900/mo
Today · 4.125%
HK$73,592
baseline
▲ 0.50% · 4.625%
HK$77,471
+HK$3,879/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,184/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,691
−HK$5,060/mo
▼ 0.25% · 3.875%
HK$83,201
−HK$2,550/mo
Today · 4.125%
HK$85,751
baseline
▲ 0.50% · 4.625%
HK$90,969
+HK$5,218/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$171,502/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,768
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$92,176
−HK$2,442/mo
Today · 4.125%
HK$94,618
baseline
▲ 0.50% · 4.625%
HK$99,605
+HK$4,987/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$189,236/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,226 · Scale 2, in force from 26 Feb 2026)