LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,829
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,224
−HK$1,416/mo
Today · 4.125%
HK$47,640
baseline
▲ 0.50% · 4.625%
HK$50,539
+HK$2,899/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,280/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,872
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,210
−HK$1,357/mo
Today · 4.125%
HK$52,567
baseline
▲ 0.50% · 4.625%
HK$55,337
+HK$2,770/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,134/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,795
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,468
−HK$1,701/mo
Today · 4.125%
HK$57,169
baseline
▲ 0.50% · 4.625%
HK$60,647
+HK$3,478/mo
Deposit HK$7.86M · loan HK$11.80M · min. income ≈ HK$114,338/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,847
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,452
−HK$1,628/mo
Today · 4.125%
HK$63,080
baseline
▲ 0.50% · 4.625%
HK$66,405
+HK$3,325/mo
Deposit HK$7.86M · loan HK$11.80M · min. income ≈ HK$126,160/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,761
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,713
−HK$1,984/mo
Today · 4.125%
HK$66,697
baseline
▲ 0.50% · 4.625%
HK$70,755
+HK$4,058/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,394/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,821
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,693
−HK$1,900/mo
Today · 4.125%
HK$73,593
baseline
▲ 0.50% · 4.625%
HK$77,472
+HK$3,879/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,186/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,693
−HK$5,060/mo
▼ 0.25% · 3.875%
HK$83,203
−HK$2,550/mo
Today · 4.125%
HK$85,753
baseline
▲ 0.50% · 4.625%
HK$90,971
+HK$5,218/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$171,506/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,770
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$92,177
−HK$2,443/mo
Today · 4.125%
HK$94,620
baseline
▲ 0.50% · 4.625%
HK$99,607
+HK$4,987/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$189,240/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,241 · Scale 2, in force from 26 Feb 2026)