LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,830
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,225
−HK$1,417/mo
Today · 4.125%
HK$47,642
baseline
▲ 0.50% · 4.625%
HK$50,540
+HK$2,898/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,284/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,873
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,211
−HK$1,357/mo
Today · 4.125%
HK$52,568
baseline
▲ 0.50% · 4.625%
HK$55,339
+HK$2,771/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,136/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,796
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,470
−HK$1,700/mo
Today · 4.125%
HK$57,170
baseline
▲ 0.50% · 4.625%
HK$60,648
+HK$3,478/mo
Deposit HK$7.86M · loan HK$11.80M · min. income ≈ HK$114,340/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,848
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,453
−HK$1,628/mo
Today · 4.125%
HK$63,081
baseline
▲ 0.50% · 4.625%
HK$66,406
+HK$3,325/mo
Deposit HK$7.86M · loan HK$11.80M · min. income ≈ HK$126,162/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,762
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,715
−HK$1,983/mo
Today · 4.125%
HK$66,698
baseline
▲ 0.50% · 4.625%
HK$70,757
+HK$4,059/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,396/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,823
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,695
−HK$1,900/mo
Today · 4.125%
HK$73,595
baseline
▲ 0.50% · 4.625%
HK$77,474
+HK$3,879/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,190/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,694
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,205
−HK$2,550/mo
Today · 4.125%
HK$85,755
baseline
▲ 0.50% · 4.625%
HK$90,973
+HK$5,218/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$171,510/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,772
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$92,179
−HK$2,443/mo
Today · 4.125%
HK$94,622
baseline
▲ 0.50% · 4.625%
HK$99,610
+HK$4,988/mo
Deposit HK$1.97M · loan HK$17.69M · min. income ≈ HK$189,244/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,258 · Scale 2, in force from 26 Feb 2026)