LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,833
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,227
−HK$1,417/mo
Today · 4.125%
HK$47,644
baseline
▲ 0.50% · 4.625%
HK$50,543
+HK$2,899/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,288/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,876
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,214
−HK$1,357/mo
Today · 4.125%
HK$52,571
baseline
▲ 0.50% · 4.625%
HK$55,342
+HK$2,771/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,142/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,799
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,473
−HK$1,700/mo
Today · 4.125%
HK$57,173
baseline
▲ 0.50% · 4.625%
HK$60,652
+HK$3,479/mo
Deposit HK$7.86M · loan HK$11.80M · min. income ≈ HK$114,346/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,851
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,457
−HK$1,628/mo
Today · 4.125%
HK$63,085
baseline
▲ 0.50% · 4.625%
HK$66,410
+HK$3,325/mo
Deposit HK$7.86M · loan HK$11.80M · min. income ≈ HK$126,170/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,766
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,718
−HK$1,984/mo
Today · 4.125%
HK$66,702
baseline
▲ 0.50% · 4.625%
HK$70,761
+HK$4,059/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,404/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,827
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,699
−HK$1,900/mo
Today · 4.125%
HK$73,599
baseline
▲ 0.50% · 4.625%
HK$77,479
+HK$3,880/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,198/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,699
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,209
−HK$2,551/mo
Today · 4.125%
HK$85,760
baseline
▲ 0.50% · 4.625%
HK$90,978
+HK$5,218/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$171,520/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,777
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$92,185
−HK$2,442/mo
Today · 4.125%
HK$94,627
baseline
▲ 0.50% · 4.625%
HK$99,615
+HK$4,988/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$189,254/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,301 · Scale 2, in force from 26 Feb 2026)