LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,835
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,229
−HK$1,417/mo
Today · 4.125%
HK$47,646
baseline
▲ 0.50% · 4.625%
HK$50,545
+HK$2,899/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,292/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,878
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,216
−HK$1,357/mo
Today · 4.125%
HK$52,573
baseline
▲ 0.50% · 4.625%
HK$55,344
+HK$2,771/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,146/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,802
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,475
−HK$1,700/mo
Today · 4.125%
HK$57,175
baseline
▲ 0.50% · 4.625%
HK$60,654
+HK$3,479/mo
Deposit HK$7.86M · loan HK$11.80M · min. income ≈ HK$114,350/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,854
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,459
−HK$1,628/mo
Today · 4.125%
HK$63,087
baseline
▲ 0.50% · 4.625%
HK$66,413
+HK$3,326/mo
Deposit HK$7.86M · loan HK$11.80M · min. income ≈ HK$126,174/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,768
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,721
−HK$1,984/mo
Today · 4.125%
HK$66,705
baseline
▲ 0.50% · 4.625%
HK$70,763
+HK$4,058/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,410/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,829
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,702
−HK$1,900/mo
Today · 4.125%
HK$73,602
baseline
▲ 0.50% · 4.625%
HK$77,482
+HK$3,880/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,204/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,702
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,213
−HK$2,550/mo
Today · 4.125%
HK$85,763
baseline
▲ 0.50% · 4.625%
HK$90,982
+HK$5,219/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$171,526/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,780
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$92,188
−HK$2,443/mo
Today · 4.125%
HK$94,631
baseline
▲ 0.50% · 4.625%
HK$99,619
+HK$4,988/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$189,262/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,329 · Scale 2, in force from 26 Feb 2026)