LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,835
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,230
−HK$1,417/mo
Today · 4.125%
HK$47,647
baseline
▲ 0.50% · 4.625%
HK$50,546
+HK$2,899/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,294/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,879
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,217
−HK$1,357/mo
Today · 4.125%
HK$52,574
baseline
▲ 0.50% · 4.625%
HK$55,345
+HK$2,771/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,148/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,803
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,476
−HK$1,700/mo
Today · 4.125%
HK$57,176
baseline
▲ 0.50% · 4.625%
HK$60,655
+HK$3,479/mo
Deposit HK$7.86M · loan HK$11.80M · min. income ≈ HK$114,352/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,855
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,460
−HK$1,629/mo
Today · 4.125%
HK$63,089
baseline
▲ 0.50% · 4.625%
HK$66,414
+HK$3,325/mo
Deposit HK$7.86M · loan HK$11.80M · min. income ≈ HK$126,178/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,770
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,722
−HK$1,984/mo
Today · 4.125%
HK$66,706
baseline
▲ 0.50% · 4.625%
HK$70,765
+HK$4,059/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,412/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,831
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,703
−HK$1,900/mo
Today · 4.125%
HK$73,603
baseline
▲ 0.50% · 4.625%
HK$77,483
+HK$3,880/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,206/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,704
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,214
−HK$2,551/mo
Today · 4.125%
HK$85,765
baseline
▲ 0.50% · 4.625%
HK$90,983
+HK$5,218/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$171,530/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,782
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$92,190
−HK$2,443/mo
Today · 4.125%
HK$94,633
baseline
▲ 0.50% · 4.625%
HK$99,621
+HK$4,988/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$189,266/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,343 · Scale 2, in force from 26 Feb 2026)