LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,836
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,231
−HK$1,417/mo
Today · 4.125%
HK$47,648
baseline
▲ 0.50% · 4.625%
HK$50,547
+HK$2,899/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,296/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,880
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,218
−HK$1,357/mo
Today · 4.125%
HK$52,575
baseline
▲ 0.50% · 4.625%
HK$55,346
+HK$2,771/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,150/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,804
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,477
−HK$1,701/mo
Today · 4.125%
HK$57,178
baseline
▲ 0.50% · 4.625%
HK$60,657
+HK$3,479/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$114,356/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,856
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,461
−HK$1,629/mo
Today · 4.125%
HK$63,090
baseline
▲ 0.50% · 4.625%
HK$66,415
+HK$3,325/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$126,180/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,771
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,724
−HK$1,983/mo
Today · 4.125%
HK$66,707
baseline
▲ 0.50% · 4.625%
HK$70,766
+HK$4,059/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,414/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,832
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,705
−HK$1,900/mo
Today · 4.125%
HK$73,605
baseline
▲ 0.50% · 4.625%
HK$77,485
+HK$3,880/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,210/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,706
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,216
−HK$2,551/mo
Today · 4.125%
HK$85,767
baseline
▲ 0.50% · 4.625%
HK$90,985
+HK$5,218/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$171,534/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,784
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$92,192
−HK$2,443/mo
Today · 4.125%
HK$94,635
baseline
▲ 0.50% · 4.625%
HK$99,623
+HK$4,988/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$189,270/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,359 · Scale 2, in force from 26 Feb 2026)