LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,837
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,231
−HK$1,417/mo
Today · 4.125%
HK$47,648
baseline
▲ 0.50% · 4.625%
HK$50,548
+HK$2,900/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,296/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,880
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,218
−HK$1,357/mo
Today · 4.125%
HK$52,575
baseline
▲ 0.50% · 4.625%
HK$55,347
+HK$2,772/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,150/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,804
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,478
−HK$1,700/mo
Today · 4.125%
HK$57,178
baseline
▲ 0.50% · 4.625%
HK$60,657
+HK$3,479/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$114,356/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,856
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,462
−HK$1,628/mo
Today · 4.125%
HK$63,090
baseline
▲ 0.50% · 4.625%
HK$66,416
+HK$3,326/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$126,180/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,771
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,724
−HK$1,984/mo
Today · 4.125%
HK$66,708
baseline
▲ 0.50% · 4.625%
HK$70,767
+HK$4,059/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,416/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,832
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,705
−HK$1,900/mo
Today · 4.125%
HK$73,605
baseline
▲ 0.50% · 4.625%
HK$77,485
+HK$3,880/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,210/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,706
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,216
−HK$2,551/mo
Today · 4.125%
HK$85,767
baseline
▲ 0.50% · 4.625%
HK$90,986
+HK$5,219/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$171,534/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,785
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$92,193
−HK$2,442/mo
Today · 4.125%
HK$94,635
baseline
▲ 0.50% · 4.625%
HK$99,624
+HK$4,989/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$189,270/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,362 · Scale 2, in force from 26 Feb 2026)