LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,839
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,233
−HK$1,417/mo
Today · 4.125%
HK$47,650
baseline
▲ 0.50% · 4.625%
HK$50,550
+HK$2,900/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,300/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,883
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,220
−HK$1,358/mo
Today · 4.125%
HK$52,578
baseline
▲ 0.50% · 4.625%
HK$55,349
+HK$2,771/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,156/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,806
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,480
−HK$1,701/mo
Today · 4.125%
HK$57,181
baseline
▲ 0.50% · 4.625%
HK$60,660
+HK$3,479/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$114,362/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,859
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,465
−HK$1,628/mo
Today · 4.125%
HK$63,093
baseline
▲ 0.50% · 4.625%
HK$66,419
+HK$3,326/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$126,186/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,774
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,727
−HK$1,984/mo
Today · 4.125%
HK$66,711
baseline
▲ 0.50% · 4.625%
HK$70,770
+HK$4,059/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,422/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,836
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,709
−HK$1,900/mo
Today · 4.125%
HK$73,609
baseline
▲ 0.50% · 4.625%
HK$77,489
+HK$3,880/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,218/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,710
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,220
−HK$2,551/mo
Today · 4.125%
HK$85,771
baseline
▲ 0.50% · 4.625%
HK$90,990
+HK$5,219/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$171,542/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,789
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$92,197
−HK$2,443/mo
Today · 4.125%
HK$94,640
baseline
▲ 0.50% · 4.625%
HK$99,628
+HK$4,988/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$189,280/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,396 · Scale 2, in force from 26 Feb 2026)