LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,839
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,234
−HK$1,417/mo
Today · 4.125%
HK$47,651
baseline
▲ 0.50% · 4.625%
HK$50,550
+HK$2,899/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,302/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,883
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,221
−HK$1,357/mo
Today · 4.125%
HK$52,578
baseline
▲ 0.50% · 4.625%
HK$55,350
+HK$2,772/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,156/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,807
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,481
−HK$1,700/mo
Today · 4.125%
HK$57,181
baseline
▲ 0.50% · 4.625%
HK$60,661
+HK$3,480/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$114,362/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,860
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,465
−HK$1,629/mo
Today · 4.125%
HK$63,094
baseline
▲ 0.50% · 4.625%
HK$66,420
+HK$3,326/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$126,188/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,775
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,728
−HK$1,983/mo
Today · 4.125%
HK$66,711
baseline
▲ 0.50% · 4.625%
HK$70,771
+HK$4,060/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,422/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,836
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,709
−HK$1,900/mo
Today · 4.125%
HK$73,609
baseline
▲ 0.50% · 4.625%
HK$77,490
+HK$3,881/mo
Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$147,218/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,711
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,221
−HK$2,551/mo
Today · 4.125%
HK$85,772
baseline
▲ 0.50% · 4.625%
HK$90,991
+HK$5,219/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$171,544/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,790
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$92,198
−HK$2,443/mo
Today · 4.125%
HK$94,641
baseline
▲ 0.50% · 4.625%
HK$99,629
+HK$4,988/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$189,282/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,404 · Scale 2, in force from 26 Feb 2026)