LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,840
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,234
−HK$1,418/mo
Today · 4.125%
HK$47,652
baseline
▲ 0.50% · 4.625%
HK$50,551
+HK$2,899/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,304/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,884
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,222
−HK$1,357/mo
Today · 4.125%
HK$52,579
baseline
▲ 0.50% · 4.625%
HK$55,350
+HK$2,771/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,158/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,808
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,481
−HK$1,701/mo
Today · 4.125%
HK$57,182
baseline
▲ 0.50% · 4.625%
HK$60,661
+HK$3,479/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$114,364/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,860
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,466
−HK$1,629/mo
Today · 4.125%
HK$63,095
baseline
▲ 0.50% · 4.625%
HK$66,420
+HK$3,325/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$126,190/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,776
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,728
−HK$1,984/mo
Today · 4.125%
HK$66,712
baseline
▲ 0.50% · 4.625%
HK$70,771
+HK$4,059/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$133,424/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,837
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,710
−HK$1,900/mo
Today · 4.125%
HK$73,610
baseline
▲ 0.50% · 4.625%
HK$77,490
+HK$3,880/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$147,220/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,711
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$83,222
−HK$2,551/mo
Today · 4.125%
HK$85,773
baseline
▲ 0.50% · 4.625%
HK$90,992
+HK$5,219/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$171,546/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,791
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$92,199
−HK$2,443/mo
Today · 4.125%
HK$94,642
baseline
▲ 0.50% · 4.625%
HK$99,631
+HK$4,989/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$189,284/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,413 · Scale 2, in force from 26 Feb 2026)