LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,841
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,236
−HK$1,417/mo
Today · 4.125%
HK$47,653
baseline
▲ 0.50% · 4.625%
HK$50,553
+HK$2,900/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,306/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,885
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,223
−HK$1,358/mo
Today · 4.125%
HK$52,581
baseline
▲ 0.50% · 4.625%
HK$55,352
+HK$2,771/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,162/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,810
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,483
−HK$1,701/mo
Today · 4.125%
HK$57,184
baseline
▲ 0.50% · 4.625%
HK$60,663
+HK$3,479/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$114,368/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,863
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,468
−HK$1,629/mo
Today · 4.125%
HK$63,097
baseline
▲ 0.50% · 4.625%
HK$66,423
+HK$3,326/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$126,194/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,778
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,730
−HK$1,984/mo
Today · 4.125%
HK$66,714
baseline
▲ 0.50% · 4.625%
HK$70,774
+HK$4,060/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$133,428/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,840
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,713
−HK$1,900/mo
Today · 4.125%
HK$73,613
baseline
▲ 0.50% · 4.625%
HK$77,493
+HK$3,880/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$147,226/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,714
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$83,225
−HK$2,551/mo
Today · 4.125%
HK$85,776
baseline
▲ 0.50% · 4.625%
HK$90,995
+HK$5,219/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$171,552/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,794
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$92,202
−HK$2,443/mo
Today · 4.125%
HK$94,645
baseline
▲ 0.50% · 4.625%
HK$99,634
+HK$4,989/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$189,290/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,438 · Scale 2, in force from 26 Feb 2026)