LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,844
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,239
−HK$1,417/mo
Today · 4.125%
HK$47,656
baseline
▲ 0.50% · 4.625%
HK$50,556
+HK$2,900/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,312/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,888
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,226
−HK$1,357/mo
Today · 4.125%
HK$52,583
baseline
▲ 0.50% · 4.625%
HK$55,355
+HK$2,772/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,166/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,812
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,486
−HK$1,701/mo
Today · 4.125%
HK$57,187
baseline
▲ 0.50% · 4.625%
HK$60,667
+HK$3,480/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$114,374/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,866
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,471
−HK$1,629/mo
Today · 4.125%
HK$63,100
baseline
▲ 0.50% · 4.625%
HK$66,426
+HK$3,326/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$126,200/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,781
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,734
−HK$1,984/mo
Today · 4.125%
HK$66,718
baseline
▲ 0.50% · 4.625%
HK$70,778
+HK$4,060/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$133,436/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,843
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,717
−HK$1,900/mo
Today · 4.125%
HK$73,617
baseline
▲ 0.50% · 4.625%
HK$77,497
+HK$3,880/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$147,234/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,719
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,230
−HK$2,550/mo
Today · 4.125%
HK$85,780
baseline
▲ 0.50% · 4.625%
HK$91,000
+HK$5,220/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$171,560/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,799
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$92,207
−HK$2,443/mo
Today · 4.125%
HK$94,650
baseline
▲ 0.50% · 4.625%
HK$99,639
+HK$4,989/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$189,300/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,479 · Scale 2, in force from 26 Feb 2026)