LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,846
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,241
−HK$1,418/mo
Today · 4.125%
HK$47,659
baseline
▲ 0.50% · 4.625%
HK$50,559
+HK$2,900/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,318/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,891
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,229
−HK$1,358/mo
Today · 4.125%
HK$52,587
baseline
▲ 0.50% · 4.625%
HK$55,359
+HK$2,772/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,174/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,816
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,490
−HK$1,700/mo
Today · 4.125%
HK$57,190
baseline
▲ 0.50% · 4.625%
HK$60,670
+HK$3,480/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$114,380/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,869
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,475
−HK$1,629/mo
Today · 4.125%
HK$63,104
baseline
▲ 0.50% · 4.625%
HK$66,430
+HK$3,326/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$126,208/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,785
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,738
−HK$1,984/mo
Today · 4.125%
HK$66,722
baseline
▲ 0.50% · 4.625%
HK$70,782
+HK$4,060/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$133,444/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,848
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,721
−HK$1,900/mo
Today · 4.125%
HK$73,621
baseline
▲ 0.50% · 4.625%
HK$77,502
+HK$3,881/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$147,242/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,724
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$83,235
−HK$2,551/mo
Today · 4.125%
HK$85,786
baseline
▲ 0.50% · 4.625%
HK$91,005
+HK$5,219/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$171,572/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,804
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$92,213
−HK$2,443/mo
Today · 4.125%
HK$94,656
baseline
▲ 0.50% · 4.625%
HK$99,645
+HK$4,989/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$189,312/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,523 · Scale 2, in force from 26 Feb 2026)