LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,848
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,243
−HK$1,417/mo
Today · 4.125%
HK$47,660
baseline
▲ 0.50% · 4.625%
HK$50,560
+HK$2,900/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,320/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,892
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,231
−HK$1,357/mo
Today · 4.125%
HK$52,588
baseline
▲ 0.50% · 4.625%
HK$55,360
+HK$2,772/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,176/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,817
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,491
−HK$1,701/mo
Today · 4.125%
HK$57,192
baseline
▲ 0.50% · 4.625%
HK$60,672
+HK$3,480/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$114,384/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,871
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,477
−HK$1,629/mo
Today · 4.125%
HK$63,106
baseline
▲ 0.50% · 4.625%
HK$66,432
+HK$3,326/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$126,212/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,787
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,740
−HK$1,984/mo
Today · 4.125%
HK$66,724
baseline
▲ 0.50% · 4.625%
HK$70,784
+HK$4,060/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$133,448/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,849
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,723
−HK$1,900/mo
Today · 4.125%
HK$73,623
baseline
▲ 0.50% · 4.625%
HK$77,504
+HK$3,881/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$147,246/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,726
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$83,237
−HK$2,551/mo
Today · 4.125%
HK$85,788
baseline
▲ 0.50% · 4.625%
HK$91,008
+HK$5,220/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$171,576/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,806
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$92,215
−HK$2,443/mo
Today · 4.125%
HK$94,658
baseline
▲ 0.50% · 4.625%
HK$99,648
+HK$4,990/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$189,316/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,542 · Scale 2, in force from 26 Feb 2026)