LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,848
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,243
−HK$1,418/mo
Today · 4.125%
HK$47,661
baseline
▲ 0.50% · 4.625%
HK$50,561
+HK$2,900/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,322/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,893
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,232
−HK$1,357/mo
Today · 4.125%
HK$52,589
baseline
▲ 0.50% · 4.625%
HK$55,361
+HK$2,772/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,178/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,818
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,492
−HK$1,701/mo
Today · 4.125%
HK$57,193
baseline
▲ 0.50% · 4.625%
HK$60,673
+HK$3,480/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$114,386/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,872
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,478
−HK$1,629/mo
Today · 4.125%
HK$63,107
baseline
▲ 0.50% · 4.625%
HK$66,433
+HK$3,326/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$126,214/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$737,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,788
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,741
−HK$1,984/mo
Today · 4.125%
HK$66,725
baseline
▲ 0.50% · 4.625%
HK$70,785
+HK$4,060/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$133,450/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,851
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,724
−HK$1,901/mo
Today · 4.125%
HK$73,625
baseline
▲ 0.50% · 4.625%
HK$77,505
+HK$3,880/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$147,250/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,727
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$83,238
−HK$2,551/mo
Today · 4.125%
HK$85,789
baseline
▲ 0.50% · 4.625%
HK$91,010
+HK$5,221/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$171,578/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,808
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$92,217
−HK$2,443/mo
Today · 4.125%
HK$94,660
baseline
▲ 0.50% · 4.625%
HK$99,650
+HK$4,990/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$189,320/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,556 · Scale 2, in force from 26 Feb 2026)