LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,849
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,245
−HK$1,417/mo
Today · 4.125%
HK$47,662
baseline
▲ 0.50% · 4.625%
HK$50,562
+HK$2,900/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$95,324/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,895
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,233
−HK$1,357/mo
Today · 4.125%
HK$52,590
baseline
▲ 0.50% · 4.625%
HK$55,362
+HK$2,772/mo
Deposit HK$9.83M · loan HK$9.83M · min. income ≈ HK$105,180/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,819
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,493
−HK$1,701/mo
Today · 4.125%
HK$57,194
baseline
▲ 0.50% · 4.625%
HK$60,674
+HK$3,480/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$114,388/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,874
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,479
−HK$1,629/mo
Today · 4.125%
HK$63,108
baseline
▲ 0.50% · 4.625%
HK$66,435
+HK$3,327/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$126,216/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,789
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,742
−HK$1,985/mo
Today · 4.125%
HK$66,727
baseline
▲ 0.50% · 4.625%
HK$70,787
+HK$4,060/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$133,454/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,852
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,726
−HK$1,900/mo
Today · 4.125%
HK$73,626
baseline
▲ 0.50% · 4.625%
HK$77,507
+HK$3,881/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$147,252/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,729
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$83,240
−HK$2,551/mo
Today · 4.125%
HK$85,791
baseline
▲ 0.50% · 4.625%
HK$91,012
+HK$5,221/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$171,582/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,810
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$92,219
−HK$2,443/mo
Today · 4.125%
HK$94,662
baseline
▲ 0.50% · 4.625%
HK$99,652
+HK$4,990/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$189,324/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,574 · Scale 2, in force from 26 Feb 2026)