LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,853
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,249
−HK$1,417/mo
Today · 4.125%
HK$47,666
baseline
▲ 0.50% · 4.625%
HK$50,567
+HK$2,901/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,332/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,899
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,237
−HK$1,358/mo
Today · 4.125%
HK$52,595
baseline
▲ 0.50% · 4.625%
HK$55,367
+HK$2,772/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,190/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,824
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,498
−HK$1,701/mo
Today · 4.125%
HK$57,199
baseline
▲ 0.50% · 4.625%
HK$60,680
+HK$3,481/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$114,398/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,879
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,485
−HK$1,629/mo
Today · 4.125%
HK$63,114
baseline
▲ 0.50% · 4.625%
HK$66,441
+HK$3,327/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$126,228/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,795
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,748
−HK$1,985/mo
Today · 4.125%
HK$66,733
baseline
▲ 0.50% · 4.625%
HK$70,793
+HK$4,060/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$133,466/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,859
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,732
−HK$1,901/mo
Today · 4.125%
HK$73,633
baseline
▲ 0.50% · 4.625%
HK$77,514
+HK$3,881/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$147,266/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,736
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$83,248
−HK$2,551/mo
Today · 4.125%
HK$85,799
baseline
▲ 0.50% · 4.625%
HK$91,020
+HK$5,221/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$171,598/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,818
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$92,227
−HK$2,444/mo
Today · 4.125%
HK$94,671
baseline
▲ 0.50% · 4.625%
HK$99,661
+HK$4,990/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$189,342/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,639 · Scale 2, in force from 26 Feb 2026)