LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,856
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,251
−HK$1,418/mo
Today · 4.125%
HK$47,669
baseline
▲ 0.50% · 4.625%
HK$50,569
+HK$2,900/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,338/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,902
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,240
−HK$1,358/mo
Today · 4.125%
HK$52,598
baseline
▲ 0.50% · 4.625%
HK$55,370
+HK$2,772/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,196/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,827
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,501
−HK$1,702/mo
Today · 4.125%
HK$57,203
baseline
▲ 0.50% · 4.625%
HK$60,683
+HK$3,480/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$114,406/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,882
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,488
−HK$1,629/mo
Today · 4.125%
HK$63,117
baseline
▲ 0.50% · 4.625%
HK$66,444
+HK$3,327/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$126,234/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,798
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,752
−HK$1,984/mo
Today · 4.125%
HK$66,736
baseline
▲ 0.50% · 4.625%
HK$70,797
+HK$4,061/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$133,472/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,862
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,736
−HK$1,901/mo
Today · 4.125%
HK$73,637
baseline
▲ 0.50% · 4.625%
HK$77,518
+HK$3,881/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$147,274/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,741
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$83,252
−HK$2,552/mo
Today · 4.125%
HK$85,804
baseline
▲ 0.50% · 4.625%
HK$91,025
+HK$5,221/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$171,608/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,823
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$92,232
−HK$2,444/mo
Today · 4.125%
HK$94,676
baseline
▲ 0.50% · 4.625%
HK$99,667
+HK$4,991/mo
Deposit HK$1.97M · loan HK$17.70M · min. income ≈ HK$189,352/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$737,680 · Scale 2, in force from 26 Feb 2026)