LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,860
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,255
−HK$1,418/mo
Today · 4.125%
HK$47,673
baseline
▲ 0.50% · 4.625%
HK$50,574
+HK$2,901/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,346/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,906
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,244
−HK$1,358/mo
Today · 4.125%
HK$52,602
baseline
▲ 0.50% · 4.625%
HK$55,375
+HK$2,773/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,204/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,832
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,506
−HK$1,701/mo
Today · 4.125%
HK$57,207
baseline
▲ 0.50% · 4.625%
HK$60,688
+HK$3,481/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$114,414/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,887
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,493
−HK$1,630/mo
Today · 4.125%
HK$63,123
baseline
▲ 0.50% · 4.625%
HK$66,450
+HK$3,327/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$126,246/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,804
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,757
−HK$1,985/mo
Today · 4.125%
HK$66,742
baseline
▲ 0.50% · 4.625%
HK$70,803
+HK$4,061/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$133,484/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,868
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,742
−HK$1,901/mo
Today · 4.125%
HK$73,643
baseline
▲ 0.50% · 4.625%
HK$77,525
+HK$3,882/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$147,286/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,747
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$83,259
−HK$2,552/mo
Today · 4.125%
HK$85,811
baseline
▲ 0.50% · 4.625%
HK$91,032
+HK$5,221/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$171,622/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,831
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$92,240
−HK$2,444/mo
Today · 4.125%
HK$94,684
baseline
▲ 0.50% · 4.625%
HK$99,675
+HK$4,991/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$189,368/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,741 · Scale 2, in force from 26 Feb 2026)