LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,862
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,258
−HK$1,418/mo
Today · 4.125%
HK$47,676
baseline
▲ 0.50% · 4.625%
HK$50,576
+HK$2,900/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,352/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,909
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,247
−HK$1,358/mo
Today · 4.125%
HK$52,605
baseline
▲ 0.50% · 4.625%
HK$55,378
+HK$2,773/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,210/mo (50% DSR)
Upfront cash ≈ HK$10.57M (deposit + AVD stamp duty HK$737,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,835
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,509
−HK$1,702/mo
Today · 4.125%
HK$57,211
baseline
▲ 0.50% · 4.625%
HK$60,692
+HK$3,481/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$114,422/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,891
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,497
−HK$1,629/mo
Today · 4.125%
HK$63,126
baseline
▲ 0.50% · 4.625%
HK$66,454
+HK$3,328/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$126,252/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,807
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,761
−HK$1,985/mo
Today · 4.125%
HK$66,746
baseline
▲ 0.50% · 4.625%
HK$70,807
+HK$4,061/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$133,492/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,872
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,746
−HK$1,901/mo
Today · 4.125%
HK$73,647
baseline
▲ 0.50% · 4.625%
HK$77,529
+HK$3,882/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$147,294/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,752
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$83,264
−HK$2,552/mo
Today · 4.125%
HK$85,816
baseline
▲ 0.50% · 4.625%
HK$91,038
+HK$5,222/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$171,632/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,836
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$92,245
−HK$2,444/mo
Today · 4.125%
HK$94,689
baseline
▲ 0.50% · 4.625%
HK$99,681
+HK$4,992/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$189,378/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,784 · Scale 2, in force from 26 Feb 2026)