LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,863
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,258
−HK$1,418/mo
Today · 4.125%
HK$47,676
baseline
▲ 0.50% · 4.625%
HK$50,577
+HK$2,901/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$95,352/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$737,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,910
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,248
−HK$1,358/mo
Today · 4.125%
HK$52,606
baseline
▲ 0.50% · 4.625%
HK$55,379
+HK$2,773/mo
Deposit HK$9.84M · loan HK$9.84M · min. income ≈ HK$105,212/mo (50% DSR)
Upfront cash ≈ HK$10.58M (deposit + AVD stamp duty HK$737,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,836
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,510
−HK$1,702/mo
Today · 4.125%
HK$57,212
baseline
▲ 0.50% · 4.625%
HK$60,693
+HK$3,481/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$114,424/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,892
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,498
−HK$1,629/mo
Today · 4.125%
HK$63,127
baseline
▲ 0.50% · 4.625%
HK$66,455
+HK$3,328/mo
Deposit HK$7.87M · loan HK$11.80M · min. income ≈ HK$126,254/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$737,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,808
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,762
−HK$1,985/mo
Today · 4.125%
HK$66,747
baseline
▲ 0.50% · 4.625%
HK$70,808
+HK$4,061/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$133,494/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,873
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,747
−HK$1,902/mo
Today · 4.125%
HK$73,649
baseline
▲ 0.50% · 4.625%
HK$77,531
+HK$3,882/mo
Deposit HK$5.90M · loan HK$13.77M · min. income ≈ HK$147,298/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,753
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$83,265
−HK$2,552/mo
Today · 4.125%
HK$85,817
baseline
▲ 0.50% · 4.625%
HK$91,039
+HK$5,222/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$171,634/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,837
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,247
−HK$2,444/mo
Today · 4.125%
HK$94,691
baseline
▲ 0.50% · 4.625%
HK$99,682
+HK$4,991/mo
Deposit HK$1.97M · loan HK$17.71M · min. income ≈ HK$189,382/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$737,796 · Scale 2, in force from 26 Feb 2026)